The following is a partial list of programs offered by First Quality Lending, LLC with a brief description of the key elements of each. For a complete list of the programs that we offer, please contact us at (305) 500-9426
Choose any term between 8-30 years.
Conventional loans now come with choices!
Purchase and Rate/Term Refinance
Second Home Purchase
Investment Property Purchase
***Piggy Back - Second Liens*** YES! we offer them!
*BORROWERS CAN AVOID MORTGAGE INSURANCE AND CONDO REVIEW OR COMBINE WITH JUMBO PURCHASES TO REDUCE LIABILITY/CONDITIONS/RATE/LESS DOWNPAYMENT*
Primary Residences (FOR SECOND LIENS)
(1 to 2 Family), both Purchase and Refinances, of single family, Condos and Townhomes
89.99% LTV 700 Fico up to $750,000 combined 1st & 2nd lien
89.99% LTV 730 Fico up to $1,500,000 combined 1st & 2nd lien
both Purchase and Refinances, of single family, Condos and Townhomes
85% LTV 730 Fico up to $1,275,000 combined 1st & 2nd lien
FHA: 1-2 Units
Terms: 30, 25,20,15-year fixed. 5/1 ARMs
Terms available: 30, 25, 15 -year fixed
Terms available: 30, 25, 20, 15-Year fixed. ARM 5/1 only
620 FICO 100% LTV purchase
620 FICO 100% LTV for Rate & Term and 90% Cash out
Terms: 30, 25, 15-Year fixed. 5/1 ARM
VA Rate Reduction Streamline:
Terms available: 30, 25, 15-Year fixed. 5/1 ARM
Purchase, R/T, and Cash-out Refinance for Primary Residence and Second Homes
****New Out Of The Box Financing Available To Help Borrowers With Recent Housing Events
Rates Starting in the 4’s
Bank Statement (Personal or Business)
No Tax Returns/Transcripts Required
Investor Cash Flow
No Personal Income Used To Qualify
Florida Lender NMLS#377431. All programs offered but not guaranteed.
Other restrictions may apply.